Here at Jordan’s Solicitors, we know that buying a house is a complex process. Therefore we want to give our clients a brief guide explaining the conveyancing process. Our property team at Jordan’s are experts in dealing with property transactions. We know that efficiency, negotiation, and timing all play a critical part to achieving a successful purchase of the home of your dreams.

So, what is conveyancing? Well, conveyancing involves the legal transference of home ownership from seller to buyer. It starts when an offer on a house is accepted, and finishes when the keys have been handed over. We think understanding the process which is involved, will help to ensure less surprises along the way.

The first step would be your solicitor writing to the seller’s solicitor to confirm they have been instructed to start the conveyancing process. Your solicitor will request a draft contract and any other details which will be vital to the house purchase. Any enquiries will be raised during this stage, and you will be expected to let your solicitor know of any queries or concerns you have.

The next step is to conduct property searches. This will uncover things you do not know about the property just from plain sight. For example, (but not limited to) local authority searches, title register and title plan at Land Registry or checking flood risks. Some of these will be recommended by your solicitor, however, the mortgage lender will require some for liability purposes.

After the searches have been completed, the mortgage will need to be in place. You will also be required to conduct a mortgage valuation. This is carried out on behalf of the mortgage company, so they know the property is secure against the loan they’re providing.

This is around the time, that you will sign the contract for the property. Before signing it however, your solicitor should have covered everything with you. This includes (again not limited to), a completion date, arrangements made for the deposit to be transferred and that all enquires have been returned and are satisfactory. The final steps will be exchanging the contracts and completing the transaction.

After  completion and whilst you’re settling into your new home there are still a couple of legal tasks left to be carried out. The solicitors will need to pay the stamp duty owed to HMRC; even if your property is beneath the threshold a tax return will still need to be submitted.  The solicitor will then apply to Land Registry to have the name of the registered owner updated from the seller to you.  This formalises the end of the process and officially makes you the legal owner of your dream home.  Typically this takes a few days unless you are buying a new build (or it is a first registration) where it is likely to take a few months.

Jordan’s Solicitors are vastly experienced in the conveyancing process We pride ourselves on the personal, reliable, and efficient service which we offer. We’re based in Wakefield, Dewsbury and Horsforth. If you would like to get in contact with one of our team, you can do so by calling us on 0330 300 1103 or click here to receive a call back.



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