All you need to know about making a Road Traffic Accident Claim

Have you been involved in a Road Traffic Accident? 

Here’s what you need to know about making a claim. 

A Road Traffic Accident can happen in an instant and the consequences can be life changing. If someone else’s negligence has caused your accident, you may be entitled to compensation through a personal injury claim. 

What is a Road Traffic Accident Claim?

A claim involving a Road Traffic Accident is a legal process in which an injured party can seek compensation from the individual or third party responsible for the accident. Injured parties can include:

• Drivers
• Passengers of a vehicle
• Pedestrians or Cyclists - known as “vulnerable road users”

Types of Negligent Drivers?

There are a few common examples of negligent drivers and their behaviours, these can include:

• Distracted driving
• Driving without due care and attention
• Driving recklessly
• Driving whilst under the influence of illegal substances 

There are other examples of but the key thing to understand is that the claim involves proving the other driver (or third party) were at fault due to their negligent behaviour. 

Injuries Sustained in Road Traffic Accidents 

Injuries which are sustained in Road Traffic Accidents can very significantly depending on the severity of the accident. Below are some common injuries that can occur: 

• Soft tissue injuries – Ligament tears, minor muscle damage.
• Bone injuries – includes fractures or breaks.
• Other – can include more serious injuries such as subarachnoid haemorrhage, spinal cord injury, amputation etc. 

Regardless of whether your injuries seem minor after an accident, it is vital to seek medical attention as soon as possible. It is important that you ensure you take the best care of your health and wellbeing and, what may seem like a minor injury could develop into something more concerning if left unchecked.  Also, if you are able to make a claim, this documentation will be helpful to show the injuries sustained and  treatment you have required. 

Types of Compensations to Claim

There are a various types of compensation individuals can make a claim for. As well as compensation for injuries (known as general damages), you can also claim for other accident related losses (known as special damages), which are usually contained within a Schedule of Loss.

There are various types of Special Damage, such as:

• Loss of earnings – Time off work as a result of the accident.
• Care and Assistance – Needing help from friends and family or professional carers.
• Medication costs – Over the counter pain meds/ prescriptions.

This list is not exhaustive but includes types that are typically the most common within a Schedule of Loss. 

Overall, a Road Traffic Accident can change your life drastically. However, you may be entitled to make a personal injury claim, and you do not need to navigate this alone.

If you or someone you know has been involved in a Road Traffic Accident due to someone else’s negligence, please get in touch as we may be able to help. Our team can assist with any queries you may have, call us on 033 03001103 or request a call back here.